We are well into harvest season and with harvest comes the need for reviewing farm safety with your workers and family. Whether you’re a small farm or a large corporation, safety should come first when handling big machinery at all times of the year: during seeding, harvest, or even winter. We’ll cover farm safety tips, as well as farm insurance as you go from harvest to storing your farm equipment and commodities.
Harvest is the busiest time of the year for farmers. Being tired while operating farm equipment can be extremely dangerous to the operator as well as those around them. Remember not to overexert yourself and get some much needed rest during this busy season.
Know Your Equipment
Ensure you and your staff know how to use the equipment and are comfortable operating it and the implements attached. Frequent inspection of your machinery should be done in order avoid incidents if an implement is not hitched properly or if the equipment needs repair. Be sure to follow the maintenance guidelines and review operation manuals.
Be Courteous On The Road
Driving farm machinery alongside traffic is two sided. Regular vehicles need to have patience and follow the laws when driving behind farm equipment on the road. Operators also have an obligation to be courteous to drivers and follow the laws on public roads; this includes having a slow-moving vehicle sign, having appropriate lights, reflectors, and signals, and driving during appropriate times of the day. If you are transporting multiple pieces of equipment or machinery, be sure to keep enough space in between you and the next operator so vehicles are able to pass you. And don’t forget to return equipment to transport mode to make the equipment as narrow as possible. If necessary use an escort to get you safely to your destination.
Educate Children And Youth On Farm Safety
The use of big machinery comes with great hazards. Children should not play on or around equipment, including those for commodity storage. Workers also have restricted views while operating equipment and everyone should steer clear of equipment while in operation. Education is key to avoiding incidents on and around the farm.
BSI’s Commitment To Farm Safety
This year BSI Insurance and The Mutual Fire Insurance Company of British Columbia donated $2,500 towards Manitoba Farmers with Disabilities, Safe Farms Safe Families program in Elm Creek. This program visits schools and communities across rural Manitoba to give presentations on farm safety. This includes safe livestock handling and auger and power-take-off safety. They have shared this program with over 2,000 children, teachers and adult supervisors within the communities.
Farm Insurance: Equipment and Commodity Storage
As we come to the end of harvest, it comes time to store your equipment, grain and other commodities. It can be devastating to a farm in the event of a loss, whether that be your equipment, property, livestock or commodities.
Threshed Grain and Commodity Storage Insurance
During this storage period, people keep their farm insurance policies in place to protect their stored goods. After harvest is a good time to review your policy to ensure you’re covered for everything you need. Our team can work with you to ensure proper limits/values are in place to cover your assets, including farm equipment and stored grain. Our insurance brokers are specialized to work with you through the inspection to help spot issues.
Farm Equipment Insurance and Property
Your building, contents and equipment are vital investments. Whether you’re a small hobby farm or a large operation, we can help you find the right insurance for your changing needs to avoid potential coverage gaps.