Safety Tips for Keeping Your Family Safe and Making sure you have the right Property Insurance
October 7th - 13th is fire prevention week in Manitoba. There are many things you can do in your home to prevent fires and keep your family safe in case of an emergency.
Fire Prevention at Home
Fires are devastating, and there are measures you can take to prevent it from happening in your home:
- Check smoke alarms. Be sure your alarms are in the correct spots in your home and test them monthly. We recommend setting an alarm on your phone for the first of each month as a reminder to check they are all working.
- Cooking and barbecuing equipment, including smokers, is the leading cause fires in the home. Educate yourself and your family in case of a kitchen fire or cooking fire and the substances to use to extinguish a grease or stovetop fire.
- Ensure your fire extinguisher is in good condition to avoid it from malfunctioning.
- Check electrical cords for frays or wear.
- Keep your dryer duct free of lint.
Create A Plan
Here are a few things you can do with your family this week to prepare them in the event of a fire:
- Each family’s fire escape plan is unique to match the design of the home. Create an escape plan for your family and if necessary have ladders for any bedrooms on the second floor.
- Make sure your family knows the numbers they can call in the event of an emergency.
- Educate your family in fire prevention measures.
Fire Prevention Beyond The Home
Fire prevention goes beyond the home. These tips should be used everywhere you go:
- Ensure campfires are completely out and never unattended.
- Put out cigarettes if you are a smoker.
- Be cautious around flammable objects and substances.
Fire Insurance for Your Property
Fire Insurance is one of the things you hope you never have to use. It is important for you to know and understand if you have the right property insurance coverage in the event of a fire. Do you understand your policy and are confident in knowing you’re covered if a fire were to occur? Our fire insurance policies include the costs of replacing your property, as well as the costs of living while repairs are being made to your home. Contact a BSI Insurance Broker to discuss your needs or if you have questions about fire or property insurance.