Slips and falls can be major concerns for business owners. The liability of a customer or employee falling on your premises can result in bodily injury, downtime in production, legal headaches, workers compensation troubles, litigation, and compensation expenses. As a business owner, it’s your responsibility to create a safe environment for your customers and employees and is a common requirement if you’re looking to get business liability insurance.
These are some of the things you can do to avoid workplace accidents, customer slips and falls, and promote a safe working environment.
Have Processes in Place
Create a daily, weekly, and monthly safety checklist to check for any potential hazards. This will need to be customized to suit your exact business. You should also have processes in place for what an employee should do when they find potential problems, or when incidents occur.
Your safety checklist needs to go beyond slips and falls and carry through every inch and department of your company. From checking for carpet tears to the parking lot condition. Include equipment inspection as needed and keep up to date on your employee's safety training requirements.
Train Your Employees
Train your employees on workplace safety. Depending on the type of work you and your employees do, this may require certifications. They need to be mindful, not only for their own safety, but for fellow employees and customers. Remind them to be cognizant of the areas where customers are walking. With our snowy Manitoba winters, this may include checking the entrance, shoveling and applying salt as needed. With the snow being tracked into your business, it creates more slipping hazards that need to be managed.
Alert People of Hazards
Proper signs and hazard warnings must be used to comply with Manitoba’s workplace health and safety regulations. Fines and convictions can be serious. This not only affects your bottom line, but it can also affect your insurance rates and even your business’ reputation.
Why The Right Business Insurance is Important
Workplace health and safety is taken very seriously and can majorly impact your business. If you do not have the proper insurance coverage it can result in hefty fines, legal expenses, increased insurance rates, loss of production, and more.
Our Insurance professionals, help review your business insurance needs and suggest available coverages that may suit you. It can be confusing to have different insurance coverages through multiple insurance brokers, which is why BSI brings them all together so you don’t have to worry about paying for any overlap or holes in your coverage. This includes business liability insurance, property, and vehicle insurance and more. For more information, please contact the nearest BSI Insurance Brokerage.