Commercial and Business Insurance

Commercial insurance and business insurance come in many forms just as no business is the same as another.

The economy is changing with innovation and entrepreneurship in many industries, BSI’s expert insurance advisors work with a consultative approach designed to help you reduce risk and prevent losses before they happen. By partnering with industry-leading companies and working with underwriters BSI Insurance finds solutions that best address your unique business and commercial insurance needs.

With access to many of Canada’s leading insurance companies, our Specialists will:

  • Reduce safety hazards and incidents.
  • Assist with business continuity planning.
  • Offer risk management mitigation techniques.
  • Help prepare for Business Succession with Life Insurance and Living Benefit products.
  • Build an Employee Benefit plan.

For a free assessment of your existing policy and/or a quote for your business call 1-800-836-5022 to speak with a Business Insurance Broker or find your nearest location in the menu above.


Fines and convictions are increasing at a record rate. This not only affects your financial bottom line but can have a direct effect on your insurance rates. BSI can help. Our expert insurance advisors provide you with tools to help you reduce the risk for your employees.


Employee engagement is crucial to any workplace, family, or corporation. A well-designed Employee Benefit Plan or Health Spending Account will not only engage and retain current employees but also help you attract new employees to your team. Ask your Protection Specialist about optional benefits like Best Doctors or Group Critical Illness coverage.

Business Interruption Insurance

A large percentage of Canadian businesses never re-open their doors after a major loss or natural disaster. Don’t let that be you. An effective Business Continuity plan starts with a well-designed insurance program affording the necessary Business Income protection. Our Specialists can provide you with resources to help you build a comprehensive Business Continuity plan to ensure you are fully prepared should a disaster occur.

Commercial General Liability Insurance

Property can always be replaced or repaired. When it comes to liability the fact is it just isn't that simple. The litigious nature of today's society continues to grow and the business world is not exempt. Bodily injury and property damage awards continue to increase at a constant pace. BSI’s expert insurance advisors will work with you in a collaborative process to analyze and identify not only your existing risk potential but your past loss experience as well.  This will result in the recognition of possible loss reduction opportunities and cost containment.

Property Insurance

We make available a wide variety of insurance products to respond to today’s needs of your business. Our Protection Specialist will assess those needs and review existing policies to ensure you have the right property insurance in place. Alternatively, they can advise of potential gaps in coverage. Whichever the case may be, we will work with you to make sure that your building, contents, and equipment limits are sufficient and you understand your insurance coverage.

Business Succession Planning

Serious illness and or death can have a major impact on your day-to-day operations and dramatically affect your business's ownership structure and financial viability. Insurance coverage for owners, partners, and key employees can help protect your financial assets and fund your Succession Plan. Life Insurance, Critical Illness, and Disability Insurance owned by the corporation or farm can also help fill in the financial gap created when illness or death occurs.


All of BSI’s 16 branch locations are fully equipped to deal with all of your Autopac needs. We can also help with Special Risk Extensions (SRE) for your vehicles. Find out more about Autopac.