Commercial and Business Insurance

Discover a wide range of commercial insurance options including realty, course of construction, benefit plans, life, surety and other business insurance packages tailored to your unique needs. Just as no two businesses are alike, we understand that your insurance requirements may differ.

Our team of experienced advisors specializes in catering to businesses of all sizes and types. Whether you’re an online store owner, a tradesperson, or a health professional, we are here to assist you. We also provide tailored solutions for individuals or organizations managing rental properties or condominium corporations. Additionally, we cater to larger industries like general contracting, transportation/cargo, and manufacturing. Our goal is to thoroughly comprehend your specific business and insurance requirements.

In today’s evolving economy, marked by innovation and entrepreneurship across various industries, our expert insurance advisors at BSI are here to assist you. With a consultative approach, we strive to proactively minimize risks and prevent potential losses. By collaborating with industry-leading companies and underwriters, BSI Insurance delivers tailored solutions that effectively address your specific commercial insurance and business insurance needs.

Benefit from our extensive network, which includes many of Canada’s top insurance providers. Our team of specialists is equipped to:

  • Minimize safety hazards and incidents.
  • Provide guidance in business continuity planning.
  • Offer effective risk management strategies.
  • Aid in preparing for business succession using Life Insurance and Living Benefit products.
  • Develop comprehensive Employee Benefit plans.

For a complimentary assessment of your existing policy or a FREE CUSTOMIZED QUOTE for your business, contact our Business Insurance Brokers at 1-800-836-5022. Alternatively, explore our menu above to find the nearest BSI Insurance location and talk to a broker today.


Fines and convictions are increasing at a record rate. This not only affects your financial bottom line but can have a direct effect on your insurance rates. BSI can help. Our expert insurance advisors provide you with tools to help you reduce the risk for your employees.


Employee engagement is crucial to any workplace, family, or corporation. A well-designed Employee Benefit Plan or Health Spending Account will not only engage and retain current employees but also help you attract new employees to your team. Ask your Protection Specialist about optional benefits like Best Doctors or Group Critical Illness coverage.

Business Interruption Insurance

A large percentage of Canadian businesses never re-open their doors after a major loss or natural disaster. Don’t let that be you. An effective Business Continuity plan starts with a well-designed insurance program affording the necessary Business Income protection. Our Specialists can provide you with resources to help you build a comprehensive Business Continuity plan to ensure you are fully prepared should a disaster occur.

Commercial General Liability Insurance

Property can always be replaced or repaired. When it comes to liability the fact is it just isn't that simple. The litigious nature of today's society continues to grow and the business world is not exempt. Bodily injury and property damage awards continue to increase at a constant pace. BSI’s expert insurance advisors will work with you in a collaborative process to analyze and identify not only your existing risk potential but your past loss experience as well.  This will result in the recognition of possible loss reduction opportunities and cost containment.

Property Insurance

We make available a wide variety of insurance products to respond to today’s needs of your business. Our Protection Specialist will assess those needs and review existing policies to ensure you have the right property insurance in place. Alternatively, they can advise of potential gaps in coverage. Whichever the case may be, we will work with you to make sure that your building, contents, and equipment limits are sufficient and you understand your insurance coverage.

Business Succession Planning

Serious illness and or death can have a major impact on your day-to-day operations and dramatically affect your business's ownership structure and financial viability. Insurance coverage for owners, partners, and key employees can help protect your financial assets and fund your Succession Plan. Life Insurance, Critical Illness, and Disability Insurance owned by the corporation or farm can also help fill in the financial gap created when illness or death occurs.


All of BSI’s 16 branch locations are fully equipped to deal with all of your Autopac needs. We can also help with Special Risk Extensions (SRE) for your vehicles. Find out more about Autopac.